RAAST / RTP Payment

SadaPay RAAST payment request · Web, iOS · 6 nodes

Health 643 open

ScreenAI

Review RAAST request or payment intent

Understand who requested payment, the amount, expiry, and reason before proceeding.

High confidence

DecisionAI

Validate recipient eligibility and destination

Confirm money will go to an active, eligible recipient.

High confidence· Do not allow authorization when recipient identity or eligibility is unresolved.

ScreenAI

Review and authorize the RAAST payment

Verify recipient, amount, fee, balance impact, and request reference.

High confidence

DecisionAI

Resolve initiated, processing, pending, or unknown state

Know whether funds moved before attempting any other action.

High confidence· Pending and unknown states cannot be retried; success requires end-to-end posting.

ScreenAI

Recover a failed or reversed payment

Understand whether funds moved and what action is safe now.

High confidence

SuccessAI

Confirm RAAST payment completion

Verify the recipient received the payment exactly once.

High confidence

85%

Flow details

64/ 1003 potential issues

RAAST status remains pending beyond the expected window

The switch accepts the request but no terminal response arrives. The customer cannot know whether the recipient will be credited.

Technicalhigh

Recipient details change between validation and authorization

The alias is updated or account eligibility changes before commit. The reviewed destination may no longer match the actual recipient.

Edge Casehigh

Payment is reversed after apparent processing

The debit begins but the scheme or receiving bank reverses the transfer. The customer sees temporary balance movement and no final recipient credit.

Technicalhigh